On the eleventh day of Christmas,
I gave a gift to me:
Eleven dollars saved
Ten positive thoughts
Nine chores completed
Eight friends assisting
Seven hours sleeping
Six forum comrades
Five "Thanks, but no thanks,"
Four helpful kids
Three best friends,
Two great big hugs,
And an evening out just for me.
We're almost to the end of our Twelve Days of Christmas parody, and I'd be remiss if I wrote about being kind to yourself without mentioning the importance of saving money. Giving yourself a little bit of cushion to fall back on is definitely kind!
As the new year approaches, take some time to re-evaluate your finances. Do you have an emergency savings account to draw from the next time your brakes need to be replaced? Are you setting aside money for your kids' education, your retirement, or even for a vacation? None of these things will happen without some intense effort.
Begin by taking Money Management 101, our free online money management course for single parents.
In addition, tune in each week for our Thrifty Thursday blog post series, which includes practical money-saving advice for every week of the year.
Taking just a few "baby steps" toward spending less and saving more will not only help you feel more confident about how you handle your money, but it will also help you face the future, and whatever it brings, with less fear and anxiety.