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Review of Mint.com -- Free Financial Software

About.com Rating 5 Star Rating


The Bottom Line

How do you feel about managing your money? Many single parents feel ill-equipped and overwhelmed, even to the point of wanting to ignore their financial health altogether. Mint.com is a free online financial software program that will help you get a handle on your money. It's easy (and even fun) to use, and it does the hardest part of budgeting for you.

How does Mint.com work? It automatically downloads information from all of your financial accounts. Using that information, Mint.com creates useful charts that the financial "layperson" can use to determine where his or her money is really going every month.


  • Mint.com is free.
  • Mint.com uses the very same safety measures that online banks use.
  • Mint.com tells you exactly where your money is going.
  • It handles the most difficult part of budgeting for you.
  • With this information, you can make wise, informed financial decisions.


  • Mint.com requires online access to your bank accounts.
  • Therefore, if you haven't set up online banking yet, Mint.com won't be useful to you.


  • Mint.com is a free financial software program you can access online.
  • Mint.com automatically tracks all of your accounts, including savings, checking, credit cards, loans, and investments.
  • The charts will help you identify where you're spending your money.
  • Over time, you will be able to see the actual impact of your financial decisions.
  • Mint.com also regularly points out suggestions for how you can save money.
  • Mint.com takes the fear out of managing your money.
  • As a result, users will be more likely to become active participants in actually managing their finances.

Guide Review - Review of Mint.com -- Free Financial Software

I've always wanted to be better at managing my money, but every time I try to create and stick to a new budget, I do it in the wrong order. I start with outlining how I want to be spending my money, and ignore how I'm actually spending it. But with Mint.com, I was able to see immediately where my money is going.

This is very helpful in determining where to really begin making cuts when you have to trim your budget. Are you spending too much in the area of food, housing, or transportation? The online charts created by Mint.com will help you visualize where your money is really going, so that you can make better financial decisions.

In short, Mint.com does the most difficult work of budgeting for you, which means that you'll be more likely to actually stick with it and finally get a handle on your spending.

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